Home insurance

Next to your health, in most cases your house represents your most valuable possession and therefor deserves a good protection.

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The best choice for insuring your house

Insure in Thailand.com offers you many possibilities when it comes to home insurances. This ranges from the most common insurance policies that cover named risks to an all-risks home insurance so that almost any conceivable risk is covered.
We work with several companies for home insurance and in order to choose the best option for your personal situation, it's important to know if you have additional wishes. For instance, some home insurance companies offer free personal liability insurance for you and your family members within Thailand. If you also have a motorbike that you would like to have insured First Class (All Risks), it might be important to know that some companies provide this for a low premium if you take it out in combination with a home insurance. That's why it is important to give us all relevant information if you require a quote.

Additionally you can also insure:

  • Death of the insured and family members as a result of fire or a robbery in the home.
  • Compensation for house staff (excluding driver) if during work an accident or illness occurs for which you as a homeowner are liable.
  • Loss or theft of your belongings during transportation (to and from), for example, cleaning, adjustment and repair in Thailand.
  • “Accidental damage”
  • Personal belongings that you transport outside the home, like a golf set.
  • Personal liability throughout Thailand for the insured and family members.
  • All risks insurance motorbike.

Price Examples

Total sum insuredPremium per year
2,000,000 baht2,954 baht
4,000,000 baht5,748 baht
6,000,000 baht8,057 baht
8,000,000 baht10,742 baht

Some questions

How do I determine the rebuilt value of my house?

If you want to insure your home, it is important for us to know what the rebuilt value is. The sum insured should indeed be high enough to rebuild your home after a major disaster. But it is also important if smaller incidents occur. If after a claim the company finds out that you are under insured, they might decide to pay only an X percentage of the actual damages.

The same applies to the contents.
To determine the sum insured, you can leave out the value of the land. The value of the foundation also does not need to be included.
We would like to receive the following information when requesting a quote:

  • Rebuild value of the structures (house, other buildings, fences, etc.)
  • Value of the pool
  • Value of all extra improvements like aircons, European kitchen, built in closets, cup boards etc.
  • Value of household goods (furniture, personal belongings etc.
Also we would like to know if one or more of the following items should be insured:
    Portable electrical devices such as laptops, cameras, etc.
  • antique
  • valuable paintings and art objects
  • gold/juwelry

What is an appropriate insurance for my home?

As a broker we work with many companies. Because claim handling is all in a days work for us, we know exactly which companies are good and reliable. We have our own Top 10 for this.
We will always start with Option 1 en will only start to look at the next runner up if Number 1 does not suit your needs.
But you can be ensured that we will always provide you with the best option for your situation. This is of course in our own intrest. Not only do we play an inportant role in the claim handling when it comes to home insurances, but also the performance of the insurance company reflects directly at us. We want you as a client for many years to come, so we will only offer you an insurance product that we stand for.

What's all covered in a good home / contents insurance?

  • Damage and loss of your buildings, including fences and gates, by fire, lightning, earthquake, storm, explosion, leakage, and collision.
  • Damage and loss of electrical appliances by overvoltage and short circuit.
  • Damage and loss of contents by burglary (with visible signs of forcible entry!).
  • Theft of money (depending on company)
  • Repair costs of burglary
  • Plate Glass
  • Costs for temporary accommodation.
  • Personal Liability on the premises or Thailand wide.


Contact Us
Contact Hua Hin
Wong Chomsin Building, Office 504
83/14 Phetkasem Road
Hua Hin, Prachuab Khiri Khan
77110 Thailand.
Skype: huahin.aainsure
Office Hours:
Mo/Fr 10.00 am-17.00 pm
GPS
N 12°33,975'
E 099°57,521
Phone: +66 (0) 32 532 783
Matthieu: +66 (0) 810 067 008
Andre: +66 (0) 894 100 163
FAX: +66 (0) 32 532 783
Contact Pattaya
565/62 Moo 10 (Next to Big C)
South Pattaya
Nongprue, Banglamung
Chonburi 20150, Thailand
Office Hours:
Mo/Fr 8.30 am-17.30 pm
(12.00 - 13.00 closed)
Saturday 09:00 to 13:00
GPS
N 12.91621°
E 100.89496
Phone: +66 (0) 38 415 795-6
Wim: +66 (0) 971 890 190
Fax: +66 (0) 38 374 251